Saving and Investing

This is how your nest-egg might work out, assuming you put aside annually 10% (ie, 240 g) of your constant earnings of 2,400 gold grams per year:-

Portfolio size in gold grams following
investment of 240 grams/year
Years3%/yr5%/yr10%/yr15%/yr20%/yr
51,8391,9542,2772,6563,100
103,4063,8205,1326,9609,499
155,2236,2029,73115,61825,423
207,3299,24117,13733,03265,047
259,77013,12129,06468,057163,645
3012,60118,07248,273138,504408,986
3515,88224,39179,209280,1991,019,475
4019,68632,456129,033565,1992,538,565

In 2006, 2400 grams equated to just over $50,000 so that result will apply to most of the population. Perhaps you'll not achieve an average ROI of 20%, but if you achieve 5% and do it for 40 years, your nest-egg will be 32,456 gold grams, equivalent in 2006 to almost $700,000.

By the way: the blue shading in the table indicates those who could retire by the stage shown, on an investment income higher than the 2,400 grams/yr they were being paid for working. Happy is the one whose career begins in the new free society!

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